Be Confident as Waters Rise.
According to FEMA, flooding caused by heavy rains, melting snow, river jams, hurricanes, and tropical storms causes the most damage (in dollars) to homes in the U.S. Your homeowner’s policy doesn’t cover flood damage. But flood insurance will.
The Definition of Flood.
All it takes is a high water table, a low-pressure system, a heavy downpour, and your home could take on enough water to cause costly damage. Flooding occurs in many types of situations, but flood insurance can be an affordable way to supplement your homeowner’s policy—so you can rest easy, feeling protected.